Too Bad I Take Things Seriously-Chapter 486 - 204: The Big TV Series ’Borrowing Money’_3

They... actually discovered the forum I started? His mouth twitched, and he couldn’t help but feel surprised. For my own safety, no one else knew I was the founder of the Study Law Alliance Forum. Unexpectedly, this case... actually ignited these students’ passion for studying law.

「Jin City.」

「Mountain and Water Garden District.」

「After work.」

Qin Mu had returned home and cooked himself dinner. Just as he finished eating, he received a team grouping invitation from Qing Lan. Learning from many previous lessons, he decisively chose to take emergency precautions and refused Qing Lan, using the excuse that he needed to update a video. Playing team games with Qing Lan... is simply asking for punishment.

Subsequently, he walked into the study, preparing to record the case about the unpaid debt.

This case... it initially stemmed from borrowing money that wasn’t repaid. And not repaying borrowed money is something far too many people have experienced in life. Borrowing money itself isn’t an issue. The problem arises when it’s not repaid; that’s truly troubling. Your hard-earned money, loaned out, only for it to vanish without even a ripple. To put it nicely, it’s ’loaned.’ But in reality... it’s no different from being lost. Everyone inevitably encounters one or two people like ’Meng Lei’ in their lifetime.

Qin Mu sat in the study and took a deep breath. Facing the camera, he began, "Today’s case mainly discusses failing to repay borrowed money.

"I believe many people have encountered situations where borrowed money could never be reclaimed. This case, too, happened to a fan of mine."

Immediately after, he briefly recounted Ma Ming’s situation. Of course, prior to recording, he had asked Ma Ming for his permission and authorization.

"This fan’s college classmate borrowed eighteen yuan from him..." Qin Mu continued, elaborating on the grudge between Ma Ming and Meng Lei in detail. As for the names of both individuals, pseudonyms were naturally used. Starting from that eighteen yuan, Ma Ming had traveled multiple times to the city where Meng Lei lived, resulting in four court cases: one civil lawsuit and three criminal lawsuits.

"In the civil lawsuit," Qin Mu explained for the video, "by applying the principle of high probability, we secured a victory. The court ordered the other party to return the eighteen yuan and pay 250 yuan in court costs. However, after the judgment was issued, the other party transferred their assets and refused to comply with the execution, consistently unwilling to return the eighteen yuan."

Facing the camera, Qin Mu then outlined the elements of the crime of refusing to execute a judgment, noting that transferring assets clearly constituted this offense.

He continued, "Furthermore, this individual also borrowed large sums of money from his college classmates over several years and never repaid them. In such circumstances, Ma Ming, along with all the other classmates, sued him for fraud. This charge elevated the civil dispute to a criminal private prosecution.

"For the act of borrowing from multiple people and refusing to repay, a charge of fraud is entirely justifiable. This is because fraud refers to the act of illegally possessing another person’s property by fabricating facts or concealing the truth. Borrowing money, by its nature, involves using one’s own credit to obtain property from others with a promise of future repayment. However, Meng Lei’s credit was nonexistent. He borrowed and did not repay. He fabricated the promise of repayment, which is clear fraudulent behavior.

"Additionally, this person’s large-scale borrowing also constitutes the crime of illegally absorbing public deposits. This criminal law was amended in recent years to include provisions for natural persons committing this crime. Initially, the crime of illegally absorbing public deposits primarily targeted offenses by entities—that is, crimes committed by companies, groups, and other organizations. Now, its scope has been expanded to include all natural persons. The crime of illegally absorbing public deposits refers to violating national financial management regulations by illegally or covertly absorbing public deposits, thereby disrupting financial order. It mainly targets crimes in the financial sector. However, if an individual engages in illegal absorption and illicit possession, they too can be found guilty of this crime. Meng Lei’s actions perfectly fit this description.

"Regarding sentencing standards for illegally absorbing public deposits, an individual must have illegally absorbed funds from thirty or more persons, while an entity must have done so from one hundred or more. The general sentence is up to three years of fixed-term imprisonment. If an individual illegally absorbs from one hundred or more persons, or an entity from five hundred or more, it constitutes an especially serious circumstance, punishable by three to ten years of fixed-term imprisonment.

"Meng Lei’s actions involved multiple offenses, and in such cases, the punishment is determined by the most severe one. Comparatively, the sentencing for fraud is more severe; if the amount exceeds five hundred thousand yuan, the sentence is over ten years of fixed-term imprisonment. Therefore, my primary recommendation to Ma Ming regarding Meng Lei was to pursue the fraud charge.

"In the first trial, Meng Lei couldn’t afford a lawyer, and the court convicted him of fraud. Then, the police intervened directly to gather evidence, investigating all of Meng Lei’s unpaid loan records over the years. The cumulative amount was seven hundred and thirty thousand yuan."

「During the second trial.」

Meng Lei and Tian Shulan viciously accused each other, making for an extremely ugly scene. The married couple was tearing each other apart. Meng Lei accused Tian Shulan of instigation, while Tian Shulan produced cash loan receipts.

「During the third trial.」

The verdict was finally delivered.

Qin Mu continued for his video, "This trial process was quite complex, with new evidence continually emerging, hence the need for three hearings."

At last, Qin Mu lifted his head and slowly said, "Fortunately, it came to a relatively satisfying conclusion, with both members of the couple going where they deserved to go."