After my divorce, I started to have good luck-Chapter 828 - 446: Loans and Cooperation

Chen Feng wasn't really interested in Three Fingers' house in Shanghai.

From his perspective, he already owned plenty of properties, and besides, the housing market across the country wasn't doing well. The potential for growth wasn't great, and fewer people were involved in stockpiling and speculating on houses.

Chen Feng certainly didn't have any intentions of speculating on houses. Those people speculated to make money, but for Chen Feng, making money was incredibly easy. If he truly wanted to earn money, playing the stock market was more convenient and faster for him. Speculating on houses seemed too troublesome.

So, even though Three Fingers seemed sincere and didn't appear to be trying to deceive him, Chen Feng still shook his head and declined: "You should find someone else. If what you're saying is true, there are plenty of people who would lend on such private mortgages. After all, three to four million isn't much for some people."

Seeing Chen Feng decline again, Three Fingers felt frustrated but had to swallow his pride and said with a helpless smile: "To be honest, I could indeed borrow money from others by mortgaging the house. But I don't want too many people to know about it, and I don't particularly trust others. I doubt their character; if they knew I was short on funds, they would definitely hike up the interest rates. Also, if someday I can't repay the money, I'd rather give the house to you than others, so they can't take advantage."

Upon hearing this, Chen Feng laughed and asked: "I'm not your relative or close friend, we're not that familiar. Why are you willing to give this advantage to me?"

Three Fingers sincerely said: "Because I know you're principled and trustworthy, as evident in the affair with your uncle. You're someone worth trusting, which I truly appreciate. So, if someday I can't repay the money, I'm willing to give the house to you and won't feel too bad about it."

Chen Feng saw his sincerity, noticed he wasn't using Zhao Guozhong as a crutch, nor using an elder's attitude. Plus, he knew that Three Fingers, being a seasoned and local figure, could be somewhat useful for his uncle or family in the future.

After pondering for roughly half a minute, Chen Feng probed further: "Is your house in Shanghai really worth over four million?"

Three Fingers quickly nodded: "Of course. Shanghai's housing prices are among the highest in the country, as you surely know. And my house is in a prime location, or else I wouldn't have bought it initially, considering the cost. Market value now is at least four hundred and ten thousand. You can ask around; I'm surely not cheating you."

"How exactly do you plan to borrow then? Really just three million, and if overdue, the house goes to me?" Chen Feng was still skeptical about Three Fingers being so generous, offering a four-million house for just three million.

Three Fingers seemed to have figured it out long ago, and immediately said: "For one year. As long as you lend me three million, if after a year I can't repay, the house becomes yours. If I can, I'll repay you three hundred and fifty thousand."

This plan seemed fair; after all, Chen Feng wouldn't be losing out on his end. Borrowing three million for a year at fifty thousand interest wasn't considered low nor high privately.

So, Chen Feng nodded: "Alright. After consulting my lawyer, I'll have him verify the details of the house you mentioned. Once confirmed, I can lend you the money. Prepare the specific materials for that house first, like property certificates, rental situations, etc. and give it to me tomorrow. I'll send it to my lawyer for verification."

Hearing this made Three Fingers joyful, saying: "I already prepared these materials at home, including a copy of my ID card. I can get them right away." 𝙛𝓻𝒆𝒆𝒘𝙚𝓫𝙣𝙤𝒗𝙚𝓵.𝙘𝙤𝙢

"Alright then, go now and bring what's needed over. I'll wait here for you."

"Okay, okay, I'll go get them right away. Wait for me a moment."

After Chen Feng nodded, Three Fingers excitedly went home to fetch the materials.

Meanwhile, Chen Feng continued waiting as his mom cleaned up the leftover dishes on the table. It was an old tradition; after a feast at a restaurant, the leftover dishes must be packed away.

Chen Feng found it difficult to persuade against it.

After his mom and aunt put the leftover dishes from each table into bags, it took about ten minutes.

And that was only due to there being six tables of feast; otherwise, it would've taken even longer.

Afterward, Zhao Xiaolan and her sister took Zhao Guozhong and his wife to carefully settle the bill and even haggle a bit, taking more time.

So much so that when Three Fingers hurried back, they hadn't finished the accounting.

The materials Three Fingers brought to Chen Feng were all contained in a manila envelope.

Taking the envelope, Chen Feng didn't even look inside, only saying: "When I get home, I'll photograph it for my lawyer to verify. Once confirmed, we'll sign the contract tomorrow, and I'll transfer the money to you."

"Okay, okay, Ah Feng, I really appreciate this." Three Fingers was very pleased, proactively reaching out to shake Chen Feng's hand.

Chen Feng didn't refuse, shook his hand, and particularly noted his left hand was missing parts of two fingers, with neat cut marks. In his youth, this seasoned figure certainly was a fierce character.

"To be honest, I'm not that interested in your house in Shanghai, nor the fifty thousand interest. But I still plan to lend you money; do you know why?"

With little to do for now, Chen Feng decided to converse a bit more with this past fierce figure.

Three Fingers immediately smiled flatteringly: "I guess it's out of respect for Guozhong. Besides, I'm Guozhong's sworn brother. Thus, everyone praises you as Guozhong's nephew who treats his uncle exceptionally well. I'd even laugh in my sleep if I had a formidable nephew like you."

Although somewhat flattered by his words, Chen Feng still smiled and shook his head: "That's not the main reason. If it were solely for my uncle, I probably wouldn't lend to you. The main reason is your sincere, honest attitude. You didn't put on airs before me nor rely on your seasoned tricks. Plus, if you weren't lying, this loan doesn't disadvantage me, so I'm willing to help you out."

Three Fingers chuckled: "I behave according to the person. Would've definitely hedged or outright lied with others, but with impressive figures like you, I know lying will lead to unfavorable outcomes. So, I start off fully authentic, sincerely seeking your help and hoping we become friends."

His words were indeed thoughtful, making Chen Feng view him more positively.

Indeed, every successful person has their reasons, particularly how they handle interactions, showing high emotional intelligence.

Someone like Three Fingers, emerging as an unrefined rural figure, surely has extraordinary qualities. He was fierce when young, but now with age, he is brimming with emotional intelligence.

As the two planned to continue their talk, Chen Rui arrived with Ai Ba, noticing both were smiling, evidently having struck a good deal and reached cooperation.