Toaru Majutsu no Index: New Testament - Volume 1, Chapter 3: A Slight Margin and an Omen That Connects to the Next. Girl.

Jin, a hardcore gamer who still lives with his mom at the age of 24. He could never hold down a steady job since graduating, his girlfriend since high school dumped him for his best friend and he's constantly getting beat up by a group of local gang members. His dad left him and his mom when he became rich from the lottery and got a new family, one free of debt and burdens as he called it. His mom works 3 jobs to keep everything from falling apart, except for herself slowly. One day on his way home with the very first and new fully immersive VRMMORPG called Realm of Myths and Legends or RML for short, he died from a hit and run car accident. RML was advertised as the worlds first fully immersive VRMMORPG, allowing for players with skill sets in the real world, like sword training, martial arts, archery or reaction time, to benefit in the game itself! Though Jin died and at that moment a soul from another world crossed over into his body and inherited his memories. The man known as Izroth once hailed as the greatest cultivator in the seven realms, soul reincarnates into the modern world year 20xx in the body of Jin.

【Nonsense】【No morals】【No routine】

…

The majestic world, nine heavens and ten earths.

In a colorful world, happy cultivating immortals.

When Chu Liang opened his eyes, he found that he had become a disciple of the Shushan School, and he was carrying a strange pagoda… Since then, he has embarked on an unimaginable road.

The thirty-sixth peak rises in the morning smoke, and the dragon is returned eight thousand miles away!

…

“My lord, please kill the demon!”

- Description from novelbuddy

The protagonist of the collapse of the three former civilizations is Dr. Mei. What is the end of logic, the strongest brain, super intelligence, this is the story of the strongest scientist of Honkai with knowledge of the moon becoming the god of science!

- Description from novelbuddy

A soul was transmigrated into Narutoverse but was refused to be given any sort of insta-OP power, instead, he could choose from three talents.

Follow him and his loved ones on their journey to become strong as they pave their own path through the battle-filled world of Naruto.

Will they be villains? For some, surely.

Will they be heroes? For others, maybe.

But anything they do is due to their own desire.