Wow! The item-dropping rate is really high! - Chapter 39 - 0 Fight!

The Coinbound System lets him buy spells, skills, and stat boosts like a magical vending machine...But nothing comes free.Every fireball costs gold.Every body enhancement? Taxed.Even getting a suggestion comes with a convenience fee.While nobles train for years to master a single flame spell, he can just buy it off the System. From summoning spirit beasts to crafting forbidden runes, his power grows with every coin he scrapes together… and every unnecessary expense he dodges.But in a world where magic is passed down through noble bloodlines and ancient family grimoires, a broke outsider with a price tag on every spell has no business rising through the ranks.Still, he’s surviving. Thriving, even.So long as he tracks every copper and refuses to overspend on fireballs, he just might make it out alive.They call him cheap.They call him stingy.But one day… they’ll all remember the name:The Frugal Mage.

“My dad just married the Queen of Hell… and now she’s cooking me breakfast in a bathrobe.”Kazuki Sakamoto was your average awkward university student—until his father remarried a stunning woman from a mysterious dating site. Now, he’s living with Lilith: a dangerously seductive, battle-hardened demon queen trying (and failing) to blend into modern Japanese suburbia.She torches toasters for fun. Summons eyeball familiars to spy on him at school. Wears his dad’s shirts like she owns the place (because she kinda does). And worst of all? She’s disturbingly good at playing the “loving stepmom” role… with a wink that says she knows exactly what she’s doing.Caught between sanity, seduction, and spontaneous hellfire, Kazuki must survive:• A stepmother who flirts like a villainess with a mission• A house full of demonic chaos• And the terrifying possibility that he’s starting to like it⸻A romantic comedy harem full of magic, mischief, misunderstandings—and one very dangerous MILF.If you like seductive demon queens, chaotic slice-of-life, and nonstop supernatural comedy, this is your next obsession.

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

Once a young business prodigy, Violetta’s company crumbled fast thanks to internal corruption and the greed of the more successful elites.Now, she’s a certified 31 year old dirt-poor shut-in, living her best (or worst?) life as a full-fledged otaku.With nothing but her anime merch and a shaky Wi-Fi connection, she scrapes by on streaming money, all while dodging the harsh reality outside her door.However, after an all-nighter to play Merlysian Realm, a newly released VR MMORPG, she died from her unhealthy lifestyle and passed out.[SYSTEM ERROR: 404 - ACCOUNT NOT FOUND][Rebooting...][Loading...[ERROR: SYSTEM MALFUNCTION. PLEASE WAIT.].....[SYSTEM MESSAGE][You Have Received A Legendary Class][User's account balance has been updated.][Balance: UNLIMITED][Class: Merchant][Rank: SSS]“Huh?!”Not only was she transmigrated into Merlysian Realms, she was reborn in a struggling farmer's family that lived in poverty from a poorly developed kingdom in medieval times!The real kicker? It’s crawling with corrupt nobles, dying crops, zero trade routes, and is so tiny it could probably fit on a map as a dot labeled “Who Knows Where.”Can our otaku-turned-financial wizard save this sinking ship of a kingdom, or is she doomed to relive her bankrupt nightmares?Watch as she proves those who doubted her to be wrong and be accepted as a genius by using her knowledge from the modern world!