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... asn’t fatal because the amount of the loan itself was small.

Typically, the loan screening criteria included an individual’s mana, grades, and credit. Because my mana was only Grade E, my loan amount was limited to 2000 gels, and I could only choose a loan product with a very high-interest rate. Not to mention the fact that there was nothing to use as collateral…

‘Isn’t it almost like an illegal loan shark?’

The institution that monopolized the financial sector under the academ ...

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