System vs Rebirth - Chapter 9: Meeting the Spirit

Logan Mercer, an orphan barely surviving on his own, awakened the Spending System as a child.But as a broke teenager struggling to even pay his rent, how could he possibly use it?Bullied by his classmates and cast aside by society, Logan’s life changed the day he was suddenly surrounded by men in black suits.“Your father has been missing for over a year. As per his will, you are to inherit all his assets,” they said.To his shock, Logan learns that he was the sole heir of the Mercer family fortune — and with it came control of major businesses, unimaginable wealth... and the constant threat of his father’s competitors.“System, redeem one billion dollars,” Logan said.[Redeeming One Billion USD...][Congratulations! Your E-rank fire affinity has evolved into SSS-rank Phoenix Flame Affinity!]Now blessed with talent and wealth, all that's left is training relentlessly, growing his core, and unlocking even more different affinities within it.Follow along as Logan uses wealth and determination to rewrite his fate and grow stronger than anyone ever imagined.

Meet Gu Yu—a college dropout and a talented incense maker, and at the same time, the rather stoic protagonist of this story. Despite his somewhat introverted manner, he has a tendency to make sarcastic remarks in his thoughts. One day, after saving a squirrel, a windfall (metaphorically and literally) dropped into his lap. Stumbling into the cultivation world with little help, he was not turned into Superman overnight (as he would like). Apparently, becoming a cultivator would not make your life easier, at least in the beginning.

Somewhere along the road, he ran into Jiang Xiaozhai, a young woman who’s got the brains, the beauty, and maybe one or two secrets of her own. As it turned out, the two made a perfect team—Mulder-and-Scully style. Motivated by many unanswered questions, they had been running up and down the country, getting into all kinds of trouble, and learning more of the modern cultivation world, which is by no means the same as in the ages long past…

- Description from Novelupdates

…but it seems pretty doable.

Travel through Naruto and become the son of an ordinary civilian Chunin.

In this life-like world,

He obtained the golden finger to speed up the practice of ninjutsu,

Let ninjutsu itself produce a magical change from decay.

The knife cuts the jade, and the water bomb breaks Suzuo.

- Description from novelbuddy