Stigma Effect - Chapter 61

Monsters, both human and beast, surrounded him. He needed power to survive this new world... but he arrived as a mortal.One moment William was at work. The next, he was captured by lunatics.He had never believed in the fantastical, but he had no choice after finding himself in another world surrounded by demonic cultivators trying to extract his soul. If he couldn't find an escape, his journey would end just as abruptly as it started.William was inches from death when a benevolent cultivator saved him from that fate. Seeing his pitiful state, the cultivator decided to give him an opportunity in the form of a tool: A system to guide him on the path of cultivation.William would use it to claw his way to the peak of the cultivation world.

Zhuang Feng is in his last year of high school, and he’s just moved to the city. He lives with his good-for-nothing cousin, who’s always on business trips falling for get-rich-quick scams, and his Saozi (sister-in-law), who tries to make his life miserable as much as possible. There’s one upside, though; she. is. freaking. hot. But one day, he found a piece of her underwear in the bathroom…. And unfolded a series of events that will turn his life upside down.

- Description from Novelupdates

Yuna, a 15 years old girl started playing the world’s first VRMMO. She has earned billions of yen in stocks. She confines herself in her house playing the game without going to school. Today, a huge update has arrived. She obtains a non-transferable rare bear outfit. But the equipment is so embarrassing that she can’t wear it even in the game. Furthermore, when she answers the survey regarding the new update and relaunches the game, she appears in unknown forest in a bear outfit. Where is this? Email from God? Different world? If she wears the bear outfit she’s a cheat, if she takes it off she’s a normal girl. Her adventure starts just like that. Yuna began doing as she liked.

I was a genius in the Earthen Plane.