MTL - The Black Card - Chapter 1345 Large interest-free loan

Martial Soul, the essence of innate talent, encompasses the grade of countless stars, with one to three stars being Low Level, seven to Nine-star being Advanced, and a Ten-star Martial Soul as a Heavenly Gifted Spirit, known as Spirit Martial Soul, one in ten thousand!The world asks Luo Cheng: “How many stars is your Martial Soul? What grade?”Luo Cheng stares at the endless galaxy within his Martial Soul and mutters:“That's a lot of billions, it's hard to count!”

His friend and his wife betrayed him. The only thing left to him was his massive debt and his precious daughter. He was without hope as he lived at the bottom. However, a last chance had come to Sungyoon. He was a ‘man without a heartbeat’, and he will explore the Moon’s Labyrinth. He’ll explore the parts of the dungeon yet to be seen!

Dreaming back to the Tang Dynasty, being an ordinary person, greedy for money, lustful, debauched and free.

- Description from novelbuddy

Ding!{You've awakened the Echo System.}Scarlett Jerkins' dream was simple: wealth and the freedom to indulge. But when she let love in, she regretted it as her life was brutally cut short by her husband's family, ending a six-month coma but fate had other plans.Scarlett's eyes flickered open to an unfamiliar world, guided by an enigmatic system that revealed her new reality: an apocalypse world where monsters born from history deceased roamed free.She discovered that she was among the chosen members chosen by the system destined to save humanity. But this newfound purpose felt like a curse. Having escaped death only to face it again was a cruel twist of fate. And to make matters worse, her life was now tied to Garvin Johnson, her former rude, spoilt brat boss, whom she must protect at all costs.As she navigates this treacherous realm, she must confronts twisted creatures born from history's deceased. With the three elements at her command, she must gather resources, slay monsters, and safeguard Garvin.Scarlett's drive for survival becomes a quest for redemption, fueled by her past traumas and newfound purpose. As stakes escalate, Scarlett and Garvin face impossible choices, forging alliances with other chosen members who were handsome men and confronting enemies in a desperate bid to ensure humanity's survival.