MTL - Quest Master of Konoha - Chapter 1 school starts

This is the story of Ryo, who was reincarnated in the world of swords and magic.It is a story of the royal road to survive using the magic of water attribute.What is magic? What is swordsmanship?How does it relate to the laws of physics that we know?Or what is politics? What is a nation?Why are there many 『kingdoms』 in reincarnation stories? Will republics not work?Can it be written …?Since it is a water-based magician, so it shall start with 『Hydrogen bond』!

Clarence, a man married into the Murphy family, was disliked by all his in-laws, his wife, and was facing the possible fate of divorce.

All because he was an orphan and was not highly educated.

But in truth, he was actually the young master of one of the wealthiest families in the world.

And one day, he gained a strange ability.

Traveling to an overhead urban world where martial arts and immortal arts coexist, the only thing Lin Shen can rely on is the avatar Golden Finger.

Cultivate in avatar, the main body becomes stronger.

Clone [Pure Yang Body]: Yang attribute skills training speed +300%, Blazing Sun Palm, Melting Soldiers Hand, Qianyang Sword Art… Any Yang attribute skills can be easily mastered, and a thousand miles a day!

Clone [Natural Dao Body]: Practice speed +500%, all martial arts skills can be understood at a glance, mastered, and crushed all geniuses!

Clone [Sword God Wuwo]: The power of swordsmanship skills +200%, the speed of swordsmanship skills training +200%, let you be tyrannical, I will kill you with one sword!

 …

“You never know how many avatars are working hard behind the person chatting with you in front of you!”

“The avatar did it, what does it have to do with my body?”

“What I’m most afraid of is that others will bully the few with the more, anyway, not as many as me!”

- Description from novelbuddy

David thought he would live a normal life when he awakened the banking system at the age of 18.However, fate seemed to have something else in store for him as his life turned upside down when following the death of one of his loyal client, a shiny window popped up in front of him.[Regretfully! You lost one of your clients today. However, the Bank of Eternal Origin can never suffer a loss.Even if he died, the client will have to pay back somehow, therefore his soul was captured. You now have the following options, keep in mind that you can only choose one.1 - Extract Client's Crystallion of Life (Money Talks, Grade - Uncommon)2 - Extract Bryan's memories from his birth till his death.3 - Any item that client owned in his lifetime.4- Do Nothing, let the compound interest do its thing and decide again when the Client dies in his next life.Please note as capturing the soul and imprisoning it requires a large amount of mana because of which you only have two hours left to make a choice.]