MTL - Death Benefit - Chapter 3 Experts are used to being at heights

“The world’s not fair, but fairness doesn’t pay the bills. You don’t wait for a handout — you build your own damn ladder, one step at a time.”Ethan Grey’s life was built on ambition, hard work, and hope — until a single accusation destroyed it all.Framed by his ruthless boss, Ethan loses his job, his reputation, and is left drowning in half a million dollars of debt.Cast aside by a society that thrives on crushing the weak, he’s at rock bottom with no way out.But in his darkest moment, something extraordinary happens. A mysterious system awakens, offering Ethan a second chance — but with rules.[Congratulations, You have awakened the Harem Investment System]It can’t make him rich overnight, and it won’t give him shortcuts. Instead, it points him toward physical investments: crumbling properties, broken-down machines, and forgotten treasures.Each one is a gamble, but with every success, the system rewards him with newfound skills and opportunities.

Rebirth + Abusing Scum + Feel-Good Story

Ren Ran’s life was smooth sailing for the first eighteen years, but plagued by misfortune for the next eight. Her grandparents, mother, and younger brother passed away one after another. Her company was seized by her scumbag father, and she was kicked out of her home, forced to wander the streets. She would get robbed walking down the road, or have flower pots dropped on her head when she reached a building entrance. If she went to work, the company she worked for would go bankrupt.

At twenty-six, she was diagnosed with cancer and on the verge of death when she met a Taoist priest.

The Taoist said, “Your fate was meant to be fortunate, yet you have become a lonely star cursed by the heavens. This is because your fate has been replaced by another’s doing.”

Perhaps it was the mercy of the heavenly way, but she was reborn once more.

She wanted to change her family’s destiny and save their lives, but more importantly, she wanted to expose the villain behind the scenes and make them pay their bloody debts.

However, as she pursued the truth, she discovered… (Beep~~ No spoilers!)

《The Peter Pan who doesn’t want to grow up, Wang Chao & the Poor and Handsome Cinderella, Xie Zhuxing》

Two plain Jacks, one annoying and one scheming. An idiotic story that might not be sweet.

- Description from Novelupdates

What happens when a scientist from a futuristic world reincarnates in a World of Magic and Knights? An awesome MC is what happens! A scientist’s goal is to explore the secrets of the universe, and this is exactly what Leylin sets out to do when he is reincarnated. Dark, cold and calculating, he makes use of all his resources as he sets off on his adventures to meet his goal. Face? Who needs that… Hmmm… that guy seems too powerful for me to take on now… I better keep a low profile for now. You want me to help you? Sure… but what benefit can I get out of it? Nothing? Bye. Hmmm… that guy looks like he might cause me problems in the future. Should I let him off for now and let him grow into someone that can threaten me….. Nahhh. *kill*-

Alternative: Leylin is transported from an advanced technological era into a medieval world— except there’s magic. Equipped with “only” his quick wits and an A.I. chip fused to his soul, he sets out to become the most powerful magus the world has ever known. In a land divided into the Light and Dark Magi, the weak can either be cattle or disposable slaves. Only the strong can determine their lives, and only they have the luxury for virtue. Yet strength is only a tool for Leylin, like any other. His goal, in the end, is his own.