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... actually times when she needed to borrow money.

In this day and age, everyone was poor, but the extent of their poverty was different. People wouldn’t lend money to those they were not very familiar with and trusted that easily. Hence, Liu Ming asked, “How much do you want to borrow?”

After Yu Yan thought about their situation, she raised two fingers hesitantly. “20 yuan.”

This wasn’t a small sum, so the three of them exchanged looks. Liu Ming asked again, “Did you encou ...

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