Isekai de Kojiin wo Hiraitakedo, Nazeka Darehitori Sudatou to Shinai Ken (WN) - Chapter 43: Chasing away the debt collectors!

When he woke up, Lin You found that the world had changed drastically.

Monsters of all races roar and bombard wildly, field magic cards form a deep sea out of thin air, royal tombs, skyscrapers, and trap cards are infinitely possible.

Duellist colleges and universities all over the country are rising, and the miracle secret realm is full of dangers.

This is a world where all people chase cards, and the era of card duelists shines.

- Description from novelbuddy

When Kyran turned 18, his life turned upside down.

The Royal Army raided his clan because his supposedly non-existent magic got exposed. On that fateful night, he was the only one who escaped.

Up to the present, the status of his clan was unknown.

A magic inheritance that became a curse, Kyran became a fugitive. Always on the run... living in fear when the Royal Army finally captures him.

At least that's what most people thought...

“I'll definitely save my family. And I will make all those who made my clan suffer pay tenfold. I'll make use of this magic they so feared, and show them what real terror is....”

“From death to becoming the master of death, that's my story”[... ]Jake never got a break. Born unlucky, lived cursed, and died alone—struck by lightning on a rainy night. That should’ve been the end.But fate had other plans.In the space between life and death, he meets the goddess of Karma and Fate, who admits his entire life was a mistake—her mistake. To make amends, she offers him a second chance in a brutal new world ruled by magic, martial arts, and monsters.Before he's sent off, Jake draws from five Legendary Cards—and chooses the most powerful of them all: The Legendary Necromancer.Now, Jake awakens in a world where strength decides everything. With his unique talent, he can summon undead endlessly—and harvest power from the souls of his enemies.[You have enough Soul Shards.][Undead Dragon summoned.]But Jake is suddenly thrust into the Hundred Trials that comes once every hundred years in this new world, a deadly proving ground for the elite.To the others, he’s an outsider—unregistered, unknown, and unwelcomed. A threat to be erased.But Jake didn’t crawl out of death to get killed againLet them come.He has death on his side.

He is a young man without a spirit root. It is believed that this denies him the chance at cultivation. However, a mysterious lady imparts a Supreme Demon Classic to him and from then on, he starts his path of cultivation.
He undergoes a total transformation to emerge as the most fearsome and powerful fiendish demon in his era, that even immortals and fiends are fearful of him, and saints are at his beck and call.
Mastering the Supreme Demon Classic is the turning point in his life. He is able to unleash his immense and divine power from within, illuminating the entire universe!

- Description from Novelupdates