Guide to Stabilizing the Blackening of the Villainous Husband - Chapter 118

Mu Zhiyan, after being transmigrated a millennium (1000 yrs) into the future, discovered that he was raised by his adoptive parents as a tool for them to access the heritage his (dead) biological parents left behind. When he was at a loss for what to do next, he discovered that his body hosted an additional
pharmaceutical system.

For a chance to return to his era of Earth, Mu Zhiyan decided to practice and practice; he must train the system to full level as soon as possible.

However, reality gave him a slap in the face. The world is dangerous and dreadful, making Mu Zhiyan recall his mother’s words of holding a thick thigh, resulting in him locking his eyes on a cool general…

So the rumored mysterious Mu Master faced General Han with a serious face: “I allow you to follow me, General Han.”

General Han: “…”

- Description from Novelupdates

The ordinary 18-year-old Edo, during a nighttime walk, finds himself in a fantasy world where he gains a mysterious power that could shape his destiny.

In a world where human and monsters relied on mystical fruits and their inner power to fight for dominance, a lost soul was thrown, given the powers from all the other worlds he’s known. But there was a catch; he had no control over what power he would get! With knowledge beyond that of most, he sails his path to the top of the one piece world!

- Description from Novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.