First Stygian Diviner:Apocalypse - Chapter 9 The Eclouxerra Institution Of Magic

The main character is reborn as a character from a game he played in his previous life. This character falls into ruin along with the villainess, spending the last of their years together. A man named Kururi Helan.

Deemed hopeless by her family and that she was better off married when her fourth novel continued to be a flop, aspiring author Xiang Wan begins to doubt herself. While feeling conflicted about continuing her dream as an author, things take an unexpected turn when a dazzling guy appears before her and takes her to the police station.

Once she woke up, Su Tingyun had become a 70 year old granny.

After resigning to her fate with great difficulty, deciding to become a rich family’s esteemed mother and residential big boss, she didn’t expect that the scenario would change again.

That husband of hers who had died on the battlefield was now the cultivation world’s deity, and sent people to pick her up for celestial cultivation?

Fine, she’ll cultivate, but how did she accidentally cultivate into someone else’s body?

Changing old patterns up and playing swapping the frame…

Young man, granny is 70 this year, is your taste heavy enough?

- Description from Novelupdates

The Coinbound System lets him buy spells, skills, and stat boosts like a magical vending machine...But nothing comes free.Every fireball costs gold.Every body enhancement? Taxed.Even getting a suggestion comes with a convenience fee.While nobles train for years to master a single flame spell, he can just buy it off the System. From summoning spirit beasts to crafting forbidden runes, his power grows with every coin he scrapes together… and every unnecessary expense he dodges.But in a world where magic is passed down through noble bloodlines and ancient family grimoires, a broke outsider with a price tag on every spell has no business rising through the ranks.Still, he’s surviving. Thriving, even.So long as he tracks every copper and refuses to overspend on fireballs, he just might make it out alive.They call him cheap.They call him stingy.But one day… they’ll all remember the name:The Frugal Mage.