Fairy Tail: Collapsing Stars - Chapter 718

Meet Gu Yu—a college dropout and a talented incense maker, and at the same time, the rather stoic protagonist of this story. Despite his somewhat introverted manner, he has a tendency to make sarcastic remarks in his thoughts. One day, after saving a squirrel, a windfall (metaphorically and literally) dropped into his lap. Stumbling into the cultivation world with little help, he was not turned into Superman overnight (as he would like). Apparently, becoming a cultivator would not make your life easier, at least in the beginning.

Somewhere along the road, he ran into Jiang Xiaozhai, a young woman who’s got the brains, the beauty, and maybe one or two secrets of her own. As it turned out, the two made a perfect team—Mulder-and-Scully style. Motivated by many unanswered questions, they had been running up and down the country, getting into all kinds of trouble, and learning more of the modern cultivation world, which is by no means the same as in the ages long past…

- Description from Novelupdates

Travel through Naruto and become the son of an ordinary civilian Chunin.

In this life-like world,

He obtained the golden finger to speed up the practice of ninjutsu,

Let ninjutsu itself produce a magical change from decay.

The knife cuts the jade, and the water bomb breaks Suzuo.

- Description from novelbuddy

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

Black belly, online IQ

Reborn in the magnificent world of cultivating immortals

Everything is based on ‘stability’, and everything is settled before moving, and when moving, there is a thunderbolt, and after moving, there is no sound.

Hidden cards, refining elixir, practicing escape, and practicing spells.

Drugboy official group: 547741836

- Description from novelbuddy