Bank Of The Universe - Chapter 442 - Discussing The Dao For Seven Days!

Birth rates are decreasing. Hope is vanishing. The world has gone gray.Humanity, drifting in quiet collapse, receives an email.Every person on Earth. Simultaneously.The Aegis Mandate.Disguised as a cosmic aptitude test, it triggers The Incident of Separation—a global psychic cataclysm that erases identities, wipes memories, and divides all survivors into three factions: Law, Neutral, and Chaos. Overnight, cities become battlegrounds. Apartments become dungeons. Ordinary people become monsters—or the ones who hunt them.Ragnar Vhagar was just a loner university student. Now, thanks to a system he didn’t ask for, he’s a newly minted Demon King, locked in a crumbling apartment with goblins under his sofa and a glowing soul crystal next to his frozen peas. His new job? Build a deadly domain, defend it from invading “Heroes,” and somehow level up fast enough to not die.Alongside him is Isabelle Thorne, a razor-sharp warrior of few words and one very sharp sword. Their reluctant alliance, born in blood and snark, evolves into trust—and maybe something dangerously close to affection—as they rise together through the layers of the game-like world they’re trapped in.With each conquered domain and defeated boss, Ragnar realizes the truth: the dungeons aren’t meant to crown a winner. They’re meant to break the players. The Law faction wants control. The Chaos faction craves destruction. But Ragnar? He wants something they’re all too afraid to say out loud:Freedom.In the ruins of Kanta’s ogre stronghold, Ragnar and his misfit warband take their biggest step yet—claiming a kingdom, unifying a fractured system, and preparing for what comes next. The Heroes are watching. The gods are stirring. The world is watching a war.And somewhere deep beneath it all... Ragnar is rewriting the rules.

Ysavel, an aspiring writer, wakes up one day inside the world of her own novel. She thought it's those typical transmigration story she have read. However, she was shock when she discovers that she's been cast as the villainess in her own story.

“DON'T TELL ME I BECOME THE VILLAINESS OF MY OWN STORY?!”

Shocked and dismayed, she realizes that the only way to return to the real world is to live out her role in the story. Initially, she accepts this fate, but things take an unexpected turn when the characters start deviating from the script.

“I don't want another Queen. Youare the only one I want as my Queen, Csille.” Prince Fraser whispered.

The male lead, who was expected to be annoyed by her constant pestering, instead becomes affectionate and attached to her.

“It's inevitable, Lady Lauretré. You will still be the Queen, so I don't see any harm in what I said. Besides, I doubt the King or even the Crown Prince would be willing to change their minds about your engagement.”

The female lead, who was supposed to separate the male lead from her, begins to play matchmaker between the male lead and the villainess.

What should she do? She couldn't get back to the real world if she didn't finished the story as the villainess. But how can she finished it if the two leads are not following the script? Help!!!

A low-level civil servant. An F-class hunter. Yoon Seora thought that’s how she would live for the rest of her life.Until one day she was thrown into a dungeon alone.“System, you f*cking son of a b*tch!”The moment death was right around the corner, everything was turned upside down by her cry that burst out unconsciously.[Checking information about ‘Yoon Seora’, the awakened who uttered abusive language at the system administrator] [Do you wish to sign a contract with the system administrator?]​So I happily signed a contract with the little system administrator who had appeared out of nowhere…【The overall evaluation value is readjusted.】【The Awakened ‘Yoon Seora’ (S-class)】​Wait a minute, Administrator-nim.You didn’t mention I would jump from F to S-class.【Administrator: (´ ε ` ʃƪ)♡】【Administrator: ♡ (ʃƪ ˘ ³˘)】【Administrator: (ง・▽・)ว】In addition, this administrator who overuses emoticons is too unreliable.Whatever. By being an S-class I was going to quit being a dirty civil servant who always works overtime.“I’ve never seen you in the past. Who are you?”“Hi, I’m a contractor for the world administrator.”​“I have never seen you before. Who are you?”“Hello? I am the world administrator’s contractor.”Somehow, I ended up in the center of an incident where the world is filled left and right with returnees. Can I really quit?Resignation Difficulty SSS+. Stay alive, office worker!

sidelines, cheering for the MCs like the dedicated shipper she is. But plot twist—she’s now a guy. And not just any guy—a ridiculously handsome guy!After spending an embarrassing amount of time winking at her own reflection and flexing muscles she never had before, she decides, “Why just watch the romance when you can be the romance?” Armed with good looks, charm, and way too much insider knowledge of every trope imaginable, she sets out to conquer every character in the story, including the MC she used to fangirl over.But wait… Does this make her gay? Or straight? Or just hopelessly in love with her own fictional fantasy? Frankly, she’s too busy causing chaos (and enjoying it) to care.PS: There is smut, and its reverse harem :3