Akuyaku Reijou ni Nanka Narimasen. Watashi wa『Futsuu』no Koushaku Reijou desu! - Chapter 195.2: Speaking of Summer…

Chi Yan had always had a weak constitution, and ghosts had always tried to kill him. He had tried many ways to change his situation, but it was all futile.

Coincidentally, Third Master Ye of Shiming City passed away, and a priest informed Chi Yan that Third Master Ye possessed the “look of demon,” Carrying a bit of this man’s ashes and installing an altar for him at home could help control the evil spirits around Chi Yan.

Left with no choice, Chi Yan took a gamble. Amazingly, it worked. However he didn’t expect that he’d be instead be haunted by the most persistent ghost of them all.

Obsessed with love, undying resentment, possessed by evil.

- Description from Novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

Throughout this current life of mine, I will pay no attention to my past lives, nor will I seek future lives. I wish to live vigorously, to pay back debt of gratitude and fulfill duty to avenge, to defeat valiant heroes from all species, and to proudly laugh at all the Gods and Demons of the Six Path of Reincarnation!

World: You're a trash mixed Spiritual root. How come you cultivate faster than the top genius of the Holy land.Fang Hong: I am a trash mixed Spiritual root... And who decided that?I cannot cultivate beyond qi refining realm... And who decided that?The only one who gets to decide such things... IS ME.World:....