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It is a word that originated as the opposite concept of Yeomwangchae (閻王債), which is a vicious usury. It was called Sinseonchae because it was money given by a Sinseon, money lent without interest.

Of course, I know because a major incident related to Shin Seon-chae occurred before his return. And the moment I heard that name, I thought to myself. They have been moving since then. It was a long time later that the Shin Seon-chae incident was revealed to the world.

Gowol expl ...

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“Please sign a contract with me…” The cowardly and cute craftsman system thought that he had finally found the host in his mind: I don’t ask you to be ninety, sixty thousand years old, and an extra waste.
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